GoMedigap Summary
GoMedigap.com is a division of eHealth Insurance and was designed to simplify the Medicare Supplement shopping process. Located in Austin, TX, they are licensed to sell Medicare Supplement plans in 34 states. GoMedigap.com is a technology-enabled provider of Medicare Supplement enrollment services, and they tout an easy, 3-step process to find a plan matched to buyers’ needs.
eHealth, GoMedigap’s parent company, sells a variety of insurance products, including Medicare-related products, individual and family plans, dental and vision. It has served over 5 million customers since its inception in 1999. eHealth acquired GoMedigap.com in 2018.
Pros
- Free to shoppers
- Easy-to-use website
- Offers plans from 30+ insurance carriers
Considerations
- Only licensed in 34 states
- Limited hours of availability for insurance agents
- Low amount of customer reviews compared to competitors
Top 3 Supplement Companies
Overview
Free to use
You do not have to pay for GoMedigap.com’s service. You can research Medicare Supplement insurance, compare plans, speak to an agent, and enroll without paying an extra fee.
Easy form
GoMedigap.com’s online form is easy to use and quick to fill out. Simply answer a few basic questions about your location, your Medicare start dates, and your health history and you’ll get results based on your expected eligibility.
Instant online quotes
Once you fill out the online form, you’re presented with Medicare Supplement information which we found incredibly helpful. The results page breaks down plan types, with the most popular listed first. Once you decide on a plan type, you can see multiple quotes from insurance carriers and click through to the enrollment applications.
Interactive FAQ
Not only do they have lots of articles about Medicare and Medicare Supplement, they also encourage shoppers to submit questions. On the site, you can see the names of people who asked questions, along with in-depth answers.
Why Medicare Supplement Insurance?
Having Medicare Supplement Insurance (also called Medigap) in addition to Original Medicare benefits helps to protect you from unexpected costs, allowing you to receive the care you need without worry of financial burden. Because of the guaranteed coverage protection offered during the Open Enrollment Period, it's a great option for those with pre-existing conditions as well. Plus, it allows you to continue to receive the federal Medicare benefits you’ve been paying toward throughout your working years.
Key advantages of Medicare Supplement Insurance:
- Guaranteed renewability each year
As long as you pay your premium, your coverage will continue year after year and cannot be cancelled (except in specific cases, like providing inaccurate information on your application).
- Simple, straightforward plan options
Because they are federally standardized, it’s fairly straightforward to understand and compare your options when it comes to Medigap coverage.
- Nationwide network of doctors and specialists
Medicare Supplement enrollees can visit any doctor that accepts Medicare coverage. Doctors or hospitals that accept Medicare are required to accept all Medigap plans, regardless of insurance carrier.
- More flexibility with treatment options.
Some Medicare plans require you to choose a primary care physician, who has the final say on what providers you can see. Medigap plans allow you the flexibility to select any treatment option you prefer.
