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Spot Summary
Spot was founded in 2019, so it is a fairly new pet insurance provider. However, it has already started to build a great reputation for offering quality coverage at reasonable rates. As a company of people who care about the pets in their customers’ lives, Spot strives to provide both insurance and peace of mind to make sure that pets stay healthy and pet owners stay happy. Fans of the TV series Dog Whisperer may enjoy their partnership with Cesar Millan, which began in 2019.
Spot offers two coverage options — the Accident-Only Plan and the Accident and Illness Plan — along with two preventative care options, which you can add at an additional cost. All of these plans have customizable coverage options that allow you to choose the deductible, annual limit, and reimbursement rate.
Spot Pet Health Insurance is backed by United States Fire Insurance Company, a subsidiary of Crum & Forster (C&F). C&F is a licensed agency and is one of the largest pet insurance providers in the US, providing pet insurance plans for many of our reviewed companies.
Pros
- Responsive Associates
- Flexible Pricing Options
- Easy Online Claims
Considerations
- Longer Wait Period for Accident Coverage
- No Weekend Customer Service
Overview
Plan Customization
Spot’s convenient and easy-to-use quote tool is a favorite feature of ours, because it not only makes getting a price quote quick and easy. In addition, pet owners will likely appreciate the added control they have over the process and their ability to choose some of the terms of their coverage.
Low Price Quotes
Another great feature that comes with shopping with Spot for your pet insurance coverage is its relative affordability. Compared with some of its competitors, Spot offers price quotes that are often noticeably lower, making a great choice for pet parents on any budget.
Online Resource Library
One of our favorite features is the online resource library available on the Spot website, which includes articles on pet insurance, pet behavior and training, and tips for pet owners to help keep their pets happy and healthy. These helpful resources add a lot of value to the shopping experience, and many pet parents will likely appreciate the information available in Spot’s BlogBowl.
Customer Service
Spot offers quality customer support from staff whose goal is to support pet parents as they consider the products, services, and plans available to increase the well-being of their pets. Having kind and caring customer support is a major factor when shopping for pet insurance coverage, and many pet owners will appreciate speaking with fellow pet lovers who understand the importance of quality coverage.
Why Pet Insurance?
Having Pet Insurance for your furry family members helps protect you from unexpected costs and allows you to access top-notch veterinary care without worrying about costs. Accidents happen — dogs swallow things they shouldn’t, cats land on their paws wrong, even your pets’ seasonal allergies can cause large veterinary bills. Pet insurance mitigates those costs, saves you money, and gives you peace of mind.
Key Advantages of Pet Insurance
- A variety of plan options
From minimum to comprehensive, there is as much variety in pet health insurance as there is in human health insurance. No matter your budget, you’ll be able to find some sort of financial coverage. Plans can cover accidents, illnesses, behavioral issues, preventative care, hereditary conditions, and more.
- All veterinarians included
While some carriers have in-network benefits, it’s more common for pet health plans to be network-free. You can bring your pets to any licensed veterinarian, pay the bill, and get reimbursed for your covered expenses.
- Peace of mind
Veterinary bills are often expensive. Especially if your furry family member needs emergency care or surgery. Pet insurance provides peace-of-mind, knowing you can give your best furry friends the healthcare they deserve no matter what.
- Helps prevent unnecessary euthanasia
2 out of every 3 pets euthanized each week are done solely due to the financial burden of care.*** Pet insurance helps cover the costs of expensive surgeries and illnesses. When faced with the impossible decision to pay for care or euthanize, having pet insurance in place can make the difference. Plus, by being able to better afford comprehensive healthcare regularly, pets stand a better chance of living longer, healthier lives.
