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Fetch Summary

Established in 2003 as Petplan after the founders won a Wharton Business Plan Competition prize, the company was recently rebranded as Fetch by The Dodo following a licensing deal with the pet insurance provider and parent company of the Dodo -Group Nine Media. If you’re not familiar, the Dodo is a popular pet parent site. As such, the Fetch website features a deep resource library called the dig. Fetch provides pet parents with the coverage they need to help make vet bills more affordable and keep furry family members healthy and happy. According to their website, Fetch currently covers over 282,000 pets. 

Worth noting: Fetch is the preferred pet insurance provider of the American Animal Hospital Association, and it has an exclusive discount deal for AARP members.

Like many leading pet insurance companies, Fetch offers a single, comprehensive plan for dogs and cats with customizable options for your annal limit, deductible, and reimbursement rate combination. A unique and rare feature offered by Fetch is coverage for behavioral treatments, which is rarely covered at all. Finally, Fetch has an A+ rating from AM Best, which highlights the strong financials of the company.

For pet parents seeking very comprehensive coverage and the ability to customize their premium, Fetch could be the right choice.

Pros

  • Works with Any Vet in the U.S. or Canada
  • Easy Online Quotes
  • Robust Resource Library

Considerations

  • No Preventive Care Options
  • No Multi-Pet Discount
  • Annual Check-ups Required for Coverage

Top 3 Pet Insurance Companies

Overview

Comprehensive Coverage

Fetch has earned a reputation for offering some of the most comprehensive pet insurance coverage available. Although this does tend to come with a higher cost, pet owners with a more flexible budget might not mind paying a little more to get high-quality coverage. This is an important benefit to shopping with Fetch, as not all pet insurance plans offer the same levels of coverage or customizability, so it is worth taking a closer look if you are considering a more comprehensive pet insurance plan for your pet.

Online Chat 

One of our favorite features that Fetch offers is its convenient online live chat tool, allowing pet owners to reach a live customer support agent for assistance with any questions they might have without ever having to pick up the phone. This is a great feature for shoppers who want to reach someone without experiencing the long wait times that can often come with calling in to speak with a representative directly.

Comparison Chart

Another feature worth mentioning is Fetch’s useful comparison charts, which offer side-by-side comparisons between Fetch and many of its leading competitors. Each chart compares policy details, coverage, and customer service, so you can get a well-rounded idea of how each provider stacks up. This is a helpful resource for pet owners who are still considering their options and want to see more information to help them make the best decision for themselves and their pets.

Online Resources

The Fetch website offers some great information resources for pet parents who are shopping around for a pet insurance plan and want to better understand what Fetch has to offer. Helpful tips, informative and entertaining articles, and pet insurance explanations are all available through the website, which can help shoppers learn more as they are deciding which level of coverage is best for their furry friends.

 

Why Pet Insurance?

Having Pet Insurance for your furry family members helps protect you from unexpected costs and allows you to access top-notch veterinary care without worrying about costs. Accidents happen — dogs swallow things they shouldn’t, cats land on their paws wrong, even your pets’ seasonal allergies can cause large veterinary bills. Pet insurance mitigates those costs, saves you money, and gives you peace of mind. 

Key Advantages of Pet Insurance

  • A variety of plan options

From minimum to comprehensive, there is as much variety in pet health insurance as there is in human health insurance. No matter your budget, you’ll be able to find some sort of financial coverage. Plans can cover accidents, illnesses, behavioral issues, preventative care, hereditary conditions, and more.

 

  • All veterinarians included

While some carriers have in-network benefits, it’s more common for pet health plans to be network-free. You can bring your pets to any licensed veterinarian, pay the bill, and get reimbursed for your covered expenses. 

 

  • Peace of mind

Veterinary bills are often expensive. Especially if your furry family member needs emergency care or surgery. Pet insurance provides peace-of-mind, knowing you can give your best furry friends the healthcare they deserve no matter what.

 

  • Helps prevent unnecessary euthanasia

2 out of every 3 pets euthanized each week are done solely due to the financial burden of care.*** Pet insurance helps cover the costs of expensive surgeries and illnesses. When faced with the impossible decision to pay for care or euthanize, having pet insurance in place can make the difference. Plus, by being able to better afford comprehensive healthcare regularly, pets stand a better chance of living longer, healthier lives.