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ASPCA Summary
The American Society for the Prevention of Cruelty to Animals (ASPCA) has been a household name since the mid-1800s, when it was established in New York City as the first humane society in America. It was created to help ensure the kind and respectful treatment of animals. Since that time, the ASPCA has built a strong, solid reputation for looking after the needs of furry family members all over the country.
Like many of their competitors, ASPCA offers two core plans: a Complete Coverage plan that covers both accidents and illnesses and an Accident-Only plan (along with preventative care add-ons at an extra cost).
ASPCA Pet Health Insurance is operated by Crum & Forster Pet Insurance Group (C&F Pet), who has a licensing agreement through their partnership with the ASPCA. C&F Pet is a licensed agency with a history dating back to 1997 and is one of the largest pet insurance providers in the US, providing pet insurance plans for many of our reviewed companies.
Pros
- Strong Reputation
- Affordability
- Customizable Plan Options
Considerations
- Limited Hours for Live Agents
- ASPCA Not Actual Plan Provider
- Customer Service is through C&F Pet
Overview
Comparison Tool
One of our favorite features is ASPCA Pet Health Insurance’s comparison tool, which shows you ASPCA rates and services along side several of its competitors. This is a nice resource because it enables pet parents to consider the pros and cons of shopping with ASPCA Pet Health Insurance relative to other providers they might be considering. Each comparison chart includes policy specifics, ratings, and available add-ons for the two providers, with a list in the margin to toggle between ASPCA Pet Health Insurance’s competitors.
Online Resources
Another great feature is the online information resources offered on the ASPCA Pet Health Insurance website. This library of useful information contains articles on a variety of topics, including pet health, wellness, and lifestyle, as well as pet insurance. These articles are interesting, informative, and entertaining. They will certainly add value to a pet parent’s shopping experience, especially if they are interested in learning more about the health needs of their furry family member.
Customizability
Like many providers, ASPCA Pet Health Insurance offers a wide range of customizability when retrieving price quotes for a pet insurance policy. For example, pet parents can select the annual limits, deductibles, and reimbursement rates, all of which will affect the monthly premium quoted for your pet’s insurance plan. This is one of our favorite features because it offers pet parents plenty of flexibility when shopping for a plan to meet the unique needs of their furry family member.
Affordability
Another benefit of shopping with ASPCA Pet Health Insurance is the pet insurance plans’ relatively low price quotes. While some providers offer more budget-friendly options, ASPCA Pet Health Insurance provides quality coverage at a good value. For many pet parents, cost is often a significant factor when shopping around for pet insurance coverage that will fit their needs. Therefore, the relative affordability of ASPCA Pet Health Insurance’s policy quotes is a major benefit for pet parents shopping for a pet insurance plan to fit their budget.
Why Pet Insurance?
Having Pet Insurance for your furry family members helps protect you from unexpected costs and allows you to access top-notch veterinary care without worrying about costs. Accidents happen — dogs swallow things they shouldn’t, cats land on their paws wrong, even your pets’ seasonal allergies can cause large veterinary bills. Pet insurance mitigates those costs, saves you money, and gives you peace of mind.
Key Advantages of Pet Insurance
- A variety of plan options
From minimum to comprehensive, there is as much variety in pet health insurance as there is in human health insurance. No matter your budget, you’ll be able to find some sort of financial coverage. Plans can cover accidents, illnesses, behavioral issues, preventative care, hereditary conditions, and more.
- All veterinarians included
While some carriers have in-network benefits, it’s more common for pet health plans to be network-free. You can bring your pets to any licensed veterinarian, pay the bill, and get reimbursed for your covered expenses.
- Peace of mind
Veterinary bills are often expensive. Especially if your furry family member needs emergency care or surgery. Pet insurance provides peace-of-mind, knowing you can give your best furry friends the healthcare they deserve no matter what.
- Helps prevent unnecessary euthanasia
2 out of every 3 pets euthanized each week are done solely due to the financial burden of care.*** Pet insurance helps cover the costs of expensive surgeries and illnesses. When faced with the impossible decision to pay for care or euthanize, having pet insurance in place can make the difference. Plus, by being able to better afford comprehensive healthcare regularly, pets stand a better chance of living longer, healthier lives.
