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Customizable Plan Options
Prudent Pet is a relatively new company (founded in 2018) that provides pet insurance coverage to pet parents of dogs and cats. Prudent offers a comprehensive range of options and high-quality plans to make sure the pets in your family are taken care of when the unexpected happens. Plans include the Accident Only plan and the more substantial Essential Plan, which according to Prudent Pet’s site is their most popular option. The Essential Plan covers accidents, emergency care, hospitalization, illnesses, hereditary conditions, surgery, radiology and diagnostic testing and medications. Prudent Pet also offers the Ultimate Plan which covers everything the essential plan does and includes some surprising extras like reimbursement if you have to cancel a vacation because of a sick or injured pet, mortality benefits and loss due to theft or stray.
Although Prudent Pet’s premiums are (on average) higher than competitors’, but the discounts for referrals and additional pets make them a good choice for families with multiple pets. Prudent handles the claims, billing, customer service, and sales of pet insurance products that are underwritten by Markel Insurance Company.
Online Live Chat
One of our favorite features of the Prudent shopping experience is the online live chat feature, where you can chat with a live agent right from the website. This is a great benefit for those who prefer getting quick answers to their questions without having to pick up the phone and risk experiencing long wait times. In addition, busy pet parents will likely appreciate the added flexibility and convenience that this benefit offers.
Referral Program
As mentioned, another notable feature is Prudent’s referral program which offers an added incentive for referring fellow pet owners. This benefit gives gift cards to clients who recommend the company to friends and family looking for pet insurance for their furry family members. Pet parents with a Prudent Pet Pet Insurance plan can share the love with their loved ones’ pets.
Customizable Coverage
Prudent is known for offering comprehensive coverage, and one of our favorite things about comparing plans with this company is the different levels of coverage available. Since Prudent allows you to compare three levels of customizable coverage, you can better tailor the specifics to meet the needs of you and your pet. We think that pet parents will definitely appreciate this valuable feature.
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