Last updated November 21, 2024

Best Pet Insurance Providers 2024

Pet Insurance comparison made simple

Where Can You Find the Best Pet Insurance Company?

Did you Know?

  • Pet insurance can help cover the expected and the unexpected costs of healthcare when your pets need it most.
  • There is as much variety in pet health insurance as there is in human health insurance — from accident-only coverage to fully comprehensive plans.
  • You can pick and switch your vet easily! Pet insurance policies allow you to obtain care from the veterinarian of your choosing.
  • 1 in 4 families are unable to provide veterinary care they want for their pets, mostly due to financial barriers.
  • Less than 2% of dogs and cats in the US have insurance.
See our favorite pet insurance companies below.
1
 Best Rated Award
pumpkin
9.8

Pumpkin

The best treat is a healthy life

  • Available in All 50 States
  • Preventative Care Coverage
  • User-Friendly Website
spot
9.7

Spot

Pet vetted, parent approved

  • Responsive Associates
  • Flexible Pricing Options
  • Easy Online Claims
embrace
9.3

Embrace

Best Friends Deserve the Best Pet Insurance

  • Customizable Plan Pricing
  • 24/7 Vet Helpline
  • User-Friendly Website
lemonade
9.1

Lemonade

Pet Health Insurance With Super Fast Everything

  • Comprehensive Coverage
  • Affordability
  • Fast Claims Process
pawp
8.7

Pawp

Unlimited pet care in your pocket

  • Affordability
  • Available in All 50 States
  • 24/7 Access to Licensed Vets
healthypaws
9.2

Healthy Paws

Top-Rated Pet Insurance Plan

  • Positive Reviews
  • Comprehensive Coverage
  • Easy to File Claims
petsbest
9.0

Pets Best

The Best Pet Insurance for a Lifetime of Care

  • Competitive Pricing
  • Customizable Options
  • 24/7 Pet Telehealth
fetch (2)
8.5

Fetch

The most comprehensive pet insurance + health advice

  • Works with Any Vet in the U.S. or Canada
  • Easy Online Quotes
  • Robust Resource Library
prudentpet
8.3

Prudent Pet

Keep Your Promise To Your Pets

  • Customizable Plan Options
  • 24/7 Vet Chat
  • Weekend Hours
download
7.9

ASPCA

Helping Pet Parents Afford Vet Care

  • Strong Reputation
  • Affordability
  • Customizable Plan Options

Our Best Overall Choice

1
 Best Rated Award
pumpkin
9.8

Pumpkin

The best treat is a healthy life

  • Available in All 50 States
  • Preventative Care Coverage
  • User-Friendly Website

Why Pet Insurance?

Having Pet Insurance for your furry family members helps protect you from the unexpected and allows you to access top-notch veterinary care without worrying about costs. Accidents happen — dogs swallow things they shouldn’t, cats land on their paws wrong, even your pets’ seasonal allergies can cause large veterinary bills. Pet insurance mitigates those expenses, saves you money, and gives you peace of mind. 

 

Key Advantages of Pet Insurance

 

  • A variety of plan options

From minimum to comprehensive, there is as much variety in pet health insurance as there is in human health insurance. No matter your budget, you’ll be able to find some sort of financial coverage. Plans can cover accidents, illnesses, behavioral issues, preventative care, hereditary conditions, and more.

 

  • All veterinarians included

While some carriers have in-network benefits, it’s more common for pet health plans to be network-free. You can bring your pets to any licensed veterinarian, pay the bill, and get reimbursed for your covered expenses. 

 

  • Peace of mind

Veterinary bills are often expensive. Especially if your furry family member needs emergency care or surgery. Pet insurance provides peace-of-mind, knowing you can give your best furry friends the healthcare they deserve no matter what.

 

  • Helps prevent unnecessary euthanasia

2 out of every 3 pets euthanized each week are done solely due to the financial burden of care. Pet insurance helps cover the costs of expensive surgeries and illnesses. When faced with the impossible decision to pay for care or euthanize, having pet insurance in place can make the difference. Plus, by being able to better afford comprehensive healthcare regularly, pets stand a better chance of living longer, healthier lives.