Blue Cross Blue Shield Review

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8.2

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Blue Cross Blue Shield Summary

Founded in 1929, Blue Cross Blue Shield (BCBS) has established a strong presence in the insurance industry. Blue Cross Blue Shield’s large provider system operates as a federation consisting of about 35 different locally-operated insurance companies, including Anthem, Regence, and Wellmark franchises. As a result, depending on where you live, BCBS plans’ quality and cost can vary largely. As a whole, Blue Cross Blue Shield provides health insurance (of some kind) to about a third of all Americans.  

Blue Cross Blue Shield offers a wide array of Medicare insurance products to help people get the coverage they need and manage the costs of necessary medical care. Among these options are several kinds of Medicare Advantage plans including Medicare Advantage Prescription Drug plans (or MAPDs) as well as stand-alone prescription plans and Medicare Advantage plans without drug coverage.

Pros

  • Strong Reputation
  • Wide Availability of Plans
  • Great Customer Service

Considerations

  • Clunky Website Navigation
  • Separate BCBS Entities Across the Country

Top 3 Supplement Companies

United Medicare Advisors
Aetna
Humana

Overview

Localized Support

This feature is one of our favorites because it can add a lot of value to your shopping experience and help make the process of finding a Medicare Advantage plan more convenient. A local Blue Cross Blue Shield agent specializing in available plans in your area can help you compare your options and find coverage that fits your needs.

Reliability

When dealing with something as vital as health insurance, it is important to be able to trust in the reliability of the company that you choose to do business with. With their strong reputation for quality insurance products and helpful customer service, Blue Cross Blue Shield makes it easy to put your trust in their agents to help you through the process of shopping for a Medicare Advantage plan.

Wide Availability

Blue Cross Blue Shield is a large organization that offers a wide variety of plans and services to people all over the country, with Medicare Advantage plans available in almost every state. This is a great benefit because it means that regardless of where you live, there is a Blue Cross Blue Shield company that can help you through the process of comparing available plans and selecting the one that works best for you.

Positive Reviews

A company’s reviews are a good indication of what you might expect to experience if you choose to do business with them yourself. Shopping for your Medicare Advantage plan through Blue Cross Blue Shield comes with the added advantage of enjoying the peace of mind that comes with this kind of reassurance. The reviews for this company are largely positive, with many people commenting about how satisfied they were with the customer service support they received while comparing plans and shopping for insurance. 

9.8

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